Newsletters>
April-May 2008

May 1, 2008

Page 1 
Prayer! America’s Strength and Shield 
 
The 57th Annual Observance 
 
National Day of Prayer 
“The Lord is my strength and shield;  
my heart trusts in Him and I am helped.” Psalm 28:7 
 
Thursday May 1, 2008 
In the park at:  
Bob Hart Square 
510 W. Main St. in Merced 
(in front of Fernando’s Bistro)  
12:00 p.m. – 1:00 p.m. 
Bring blankets or lawn chairs as seating is limited 
For more information contact: Karen Thun at 261-2349  
THANK YOU For a Successful  
Annual Dinner Auction, March 1 
 
Thanks to the efforts of so many individuals, businesses 
and churches, Love INC raised over $24,000 through our 
annual fundraiser.  
 
Thank you so much to the following committee members who 
began planning in the fall and saw this successful event 
all the way through to the end: 
 
 
Linda Lopez (Gateway) 
Jennifer Jones (Gateway) 
Deb Toland (Gateway) 
Laura Warner (United Methodist Church of Merced)  
Janelle York (Creekside Evangelical Free) 
Debbie Nelson (Yosemite Church) 
Frank Walterscheid (First Baptist Church) 
Dennis Northern (Holy Cross Lutheran) 
If you missed the dinner auction  
would you consider making a cash donation help further the 
ministry of Love INC? This Spring, expenses are up, needs 
are great and donations are not keeping pace. Any extra 
help will be greatly appreciated! 
 
Page 2 
FIRST CLASS GRADUATES FROM NEWLY REVISED 
LOVE INC SMART MONEY BUDGET COUNSELING CLASSES  
Five young people recently graduated from the newly  
revised Love INC Smart Money Classes that were held on 
Thursday nights from Feb. 28-April 3. Thanks to  
instructors Al Adams, (Shepherd of the Valley  
Lutheran), Jay Alterman (Yosemite Church) and  
Aubrey Nelson (Gateway Church) we had a very successful 
first class. Participants also met weekly with their 
budget mentors assigned to them by Love INC.  
The classes are for any low income person that is 
interested in learning how to more effectively manage the 
resources they have. The clients enrolling in the classes 
will be taught basic principles of money management 
including making and achieving financial goals, creating a 
budget, savings and investments, stewardship, taxes, 
insurance and freedom from debt, all from a Biblical 
starting point. Each week participants will earn 
incentives to help them achieve their financial goal for 
the period they are enrolled in the classes.  
Upcoming Classes  
May 22-June 26, 2008 
Thursday nights 
6:30-8:00 p.m. 
Creekside Evangelical Free  
2876 N. G Street  
Merced. 
Sept. 25-Oct. 23, 2008  
Thursday nights  
6:30-8:00 p.m. 
Shepherd of the Valley Lutheran  
1455 Yosemite  
Merced 
 
Your Help is Needed! 
Budget Mentors, Drivers, and Childcare Volunteers: 
 
One element of the classes is the one-on-one budget mentor 
that is assigned to each couple or individual that 
participates. These mentors commit to meet with the 
student from 7:30-8:00 p.m. after each class to work on 
their individual budgets and goals for the week/month.  
Love INC will provide all materials and training for the 
budget mentors. Please contact Terry at 383-2439 if you are 
interested in being a mentor.  
We also need volunteers to transport clients to and from 
the weekly classes and childcare during the classes.  
Please call ASAP if you can help! Thank you. 
 
Page 3 
LOVE STORY 
Testimony from Andrea  
April 3rd, 2008 (Written upon graduation from Love INC’s 
Newly revised Smart Money Budget Counseling Classes.) 
For a very long time I’ve been financially unstable, 
and on a constant month to month struggle. Being on a 
fixed income is often a luxury and a burden. The luxury of 
having an income when you can’t work or just in a situation 
(I have no money for day-care.) And a burden of stressing 
how am I going to stretch all I have over a month period so 
I don’t have to go without and my kids won’t ever feel 
hungry or cold. Love INC along with our savior Jesus 
Christ has always been there for me when this burden came 
up on me, whether it was food, blankets, or just a prayer.  
My family and I are a testimony that prayer through Love 
INC and our church friends works!  
Now I’ve been coming to this budget class for several 
weeks, I’ve learned that I have all power over my expenses 
and my expenses have no power here. I’ve learned the 
difference of need and want. But most of all I’ve learned 
that even on a fixed income with faith, Prayer, and Budget 
I can turn a grain of rice into a full meal for my family.  
With a good shopping tactic I can buy toiletry or household 
items and maybe that little something extra for my kids or 
myself. I’ve learned to be disciplined and understand that 
by sticking to a budget or plan now my months fixed income 
rolls over and I’m not without and it feels good. I’m 
prouder now of myself that I’ve been in a long time. My 
children are happy and stable. I am blessed.  
 
CLEARINGHOUSE COORDINATOR’S REPORT: 
It has been a very blessed few months. The theme of our 
dinner auction this year, “We can do together what we 
cannot do apart,” describes the tone of how God is leading 
us. The night of the auction was truly an inspired event 
with the many churches being represented; individuals from 
agencies we have been working more closely with; as well as 
a wonderful client giving a very touching testimony about 
how God has truly transformed her life. Thank you, Leslie, 
for sharing such a powerful story with all of us! 
 
The Clearinghouse continues to grow, Praise God! We 
welcomed Edward Huddleston (Second Baptist) and Coralie 
Bennett (Gateway Community Church) to our Clearinghouse.  
Edward has a heart for all he does and has been blessing us 
and our clients for two shifts a week. Thank you! Coralie 
has a wonderful spirit and a heart for everyone. She has 
been praying for the ministry of Love INC as well as each 
client that is served. It’s an amazing blessing to know 
everyone is being prayed over. Aubrey  
 
LOVE INC BOARD OF DIRECTORS: 
Lisa Maples, President, New Life Community Church 
Frank Walterscheid, Vice Pres., First Baptist Church 
Deb Toland, Treasurer, Gateway Church 
Laura Warner, Secretary, United Methodist Church, Merced 
Renee Finister, Evergreen Christian Center 
Debra Nelson, Yosemite Church 
Lorraine Morris, United Methodist Church, Merced 
Allan Schell, First Baptist Church 
LOVE INC STAFF: 
Terry Raley, Executive Director 
Aubrey Nelson, Clearinghouse Coordinator 
Mary Hathaway, Administrative Assistant 
 
Page 4 
FROM THE EXECUTIVE DIRECTOR: 
The Love INC National Conference is coming up at the end of 
April. We are blessed to be able to send our three-member 
staff as well as our board president to Minneapolis for the 
conference this year. My staff is busy preparing our 
volunteers to take over the office while we are away.  
While they may feel a little anxious about their new roles, 
they are willing to serve! What a blessing that is. We 
may not always feel equipped to do what the Lord is calling 
us to do, but just being willing to say “yes,” when He asks 
is a start. One of my favorite scriptures is Philippians 
4:13, “I can do all things through Christ who strengthens 
me.” In this passage to the Philippians, Paul reminds us 
of three great promises of God. That God will give us 
peace, peace which surpasses all understanding. Second, 
that God will give us power by which we can do whatever He 
wants us to do. And finally, that God will provide for us 
and satisfy our every need. I thank God for His peace, 
strengthand assurance daily. I thank Him that He is 
providing us with the volunteers and the financial support 
that we need to reach out and serve many needs in this 
community. Also, I thank Him that He is preparing the 
hearts of others to join us by volunteering to serve or by 
becoming financial partners to help reach even more. Are 
you one of the ones that God is preparing? Give us a call 
or return the response form on page three. 
Blessings! Terry 
 
NEWSLETTER PUBLICATION THANKS: 
Many thanks to the United Methodist Church of Merced for 
donating the use of their copier to Love INC to print the 
newsletters and to Gateway Community Church for donating 
the use of their fabulous paper folding machine to finish 
the job! Also, thank you to the many volunteers who label, 
sticker and count each letter. It is a labor of Love ! 
 
Our mission is to mobilize the Church to transform lives 
and 
communities In the Name of Christ.